Let's set the scene. You've been shooting freelance work for a few years now and there is this new camera that you are just dying to own. The equipment upgrade would not only make your life a lot easier, but it would enhance the quality of work that you can produce. There is only one problem. The price of your latest obsession is out of your price range. Your day job pays you pretty well, but does it pay well enough for you to justify this purchase to your significant other?